While many people picture a car in flames or one that is completely crushed when they think of a totaled car, this is not always the case. The insurance company considers a car to be “totaled” if the cost of repairs outweighs the car’s actual cash value (ACV). Being told that your car is totaled can be very discouraging for people who wish they could repair and keep their current vehicle. However, even at this point, you still have options in moving forward.
If you have been injured in an accident caused by another driver’s negligence, you could file a claim with the insurance company and sue for personal injury. Please speak with a trusted legal representative for help before taking legal action.
File a Claim With the Insurance Company
Depending on your insurance level, your insurance company will likely pay you for the damage and replace the vehicle. If you still owe money on the car, there is a chance the insurance could pay these costs, but in the end, you are responsible for paying off the debt.
Reaching out to a skilled personal injury lawyer like those at our law firm can be beneficial to you in negotiating with your insurance company. We can help counsel you on what settlements to accept and how to get the most from your insurance payment.
File a Lawsuit Against the At-Fault Party
Another way you can recuperate the losses from the accident is by suing the driver responsible for the crash. In a car accident lawsuit, you can bring a claim for a wide range of damages.
Some items you can be compensated for in a car accident claim are:
- Past and future medical bills
- Past and future lost income
- Loss of income earning ability
- Cost of purchasing a new car
- Past and future pain and suffering
- Emotional distress
Call us right away to start the process of bringing a car accident claim and let us help you recover the maximum compensation possible.
Can Our Car Accidents Attorneys Help You?
After a car accident, you may feel overwhelmed by the pain of your injuries, the cost of medical treatments, the inability to work, and the stress of having to buy a new car. But you don’t need to feel alone during this difficult time.
Our personal injury attorneys have helped many clients recover losses following an accident where their vehicle was totaled. We understand the pain you are going through, and we promise to stand by your side throughout all of your legal proceedings. We will listen compassionately to your needs and goals and explain the complex legal terms in ways you can easily understand. Don’t delay any longer. Contact our law firm right away at (702) 631-6111 to speak with a car accident lawyer about getting started.